YCA has a flexible employee benefit plan that allows employees to select the coverage that best fits their needs.
Employees can select between two Medical PPO plans which include a Prescription Drug Plan. Health Care & Dependent Care Reimbursement accounts are also available. Wellness program offers 100% coverage for physicals for all plan participants and well baby exams.
Employees can select between two Dental PPO plans. Both plans offer orthodontia as well.
The PPO plan covers annual eye exams, glasses, and contact lenses.
Employees can select up to 5x their salary in Life Insurance. We provide up to 2 times employee's salary at no charge. Employees can also purchase Voluntary Accidental Death and Dismemberment and Voluntary Dependent Life Insurance. Business Travel Accident Insurance is provided for all employees while traveling on company business.
Long Term Disability
In the event an employee becomes disabled and is unable to work for 6+ months, YCA provides a LTD policy for all employees that provides for payment of 50% of their monthly salary until they are no longer disabled or become eligible for Social Security Insurance. Employees can increase this option to 66 2/3% for a nominal premium.
Employees can enroll in a voluntary disability insurance plan for employees who reside in states that do not have state disability available.